1. Platform Structure Disclaimer

  • DigiEMI is powered by AppSon iTell, a verification and technology provider.
  • Loan/EMI approvals are NOT issued by DigiEMI or AppSon iTell, but by third-party NBFC/Banks.
  • All financial decisions are taken solely by the lender.

2. EMI Approval Disclaimer

Loan approval is NOT guaranteed.

Applications may be rejected due to:

  • Defaulter record
  • Poor CIBIL score
  • Failed bank verification
  • Document mismatch
  • Fraud suspicion
  • Lender-specific criteria

3. No Liability for External Platforms

We are not responsible for:

  • Pricing errors
  • Product details
  • Delivery delays
  • Warranty decisions
  • Stock availability

of Amazon, Flipkart, or any third-party seller.


4. No Liability for EMI Default

We are not responsible for:

  • EMI penalties
  • CIBIL score impact
  • Device lock by lender
  • Legal recovery action

due to non-payment.


5. Payment Gateway Disclaimer

We are not liable for:

  • Payment failures
  • Bank authorization issues
  • Limit exceeding errors