Last Updated: [Month, Year]
DigiEMI (“we”, “our”, “the platform”) is powered by AppSon iTell, which provides the technological framework for smartphone EMI processing. All loan/credit approvals are handled exclusively by third-party registered NBFCs or Banks, as per their policies.
This Privacy Policy explains how DigiEMI and AppSon iTell collect, use, and protect customer data.
Information We Collect
We may collect:
Personal Details
- Name, Mobile Number, Email
- Date of Birth
- Address
KYC Details
- Aadhaar
- PAN
- Address verification
Financial Information
Required only for EMI evaluation by finance partners:
- Salary slip
- Income data
- Account details
Technical Data
- Device information
- Cookies
- IP address
- AppSon iTell analytics data
How Your Data Is Used
Your data is used for:
- Processing EMI applications
- KYC verification through AppSon iTell
- Sharing documents with authorized lenders
- Order processing & delivery
- Fraud prevention
- Customer support communication
Data Sharing
We ONLY share your data with:
✔ AppSon iTell (platform verification & processing)
✔ Registered NBFCs/Banks (loan approval)
✔ Delivery partners
✔ Payment gateway providers
We NEVER share or sell your data to any unauthorized third-party.
Data Security
AppSon iTell uses:
- Encrypted data transfer
- Industry-standard security protocols
- Secure storage & restricted access
Your Rights
You may request:
- Modification of personal details
- Limited data deletion (as per RBI rules)
- Withdrawal from marketing messages
How we use cookies
A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.
We use traffic log cookies to identify which pages are being used. This helps us analyze data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.
Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.
You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.
Controlling your personal information
You may choose to restrict the collection or use of your personal information in the following ways:
- whenever you are asked to fill in a form on the website, look for the box that you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes
- if you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us at support@digiemi.com
We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.
If you believe that any information we are holding on you is incorrect or incomplete, please write to GR.FLOOR, C-91, SHANTI SHOPPING CENTRE, Mira Road, STATION ROAD, Shanti Nagar, Mira Bhayandar, Thane, Maharashtra, 401107 Mira MAHARASHTRA 401107 . or contact us at 7715834098 or support@digiemi.com as soon as possible. We will promptly correct any information found to be incorrect.
Contact
Email: support@digiemi.com
Address: Mumbai, India